Lines of Credit | Bulk Purchases

Point of Sale

Purchases sub-prime automotive loans from more than 3500 dealer partners around the country. We offer multi-tiered product lines allowing our dealer partners to select the best program for them and our mutual clients at the time of purchase.

Provides capital for BHPH dealers and independent auto finance companies. We accomplish this in two ways. One option is through a Bulk Acquisition where we purchase all or a portion of a dealer's portfolio; this allows for a quick cash injection into their business. An additional option is through a Line of Credit that is secured by the dealers auto receivables; this allows their portfolio to grow while they continue servicing their customers.


J&J Financial is an emerging credit consumer auto finance company providing financial solutions from coast-to-coast. We start with a common sense lending approach for our dealer partners and end with an affordable payment program for our customers. We strive to be the leading provider of financing solutions in the emerging credit consumer automotive market.